Accounting & Payroll
Built for the UK
MTD-ready VAT reporting, PAYE-aligned accounting, CIS, and full double-entry bookkeeping — all in one platform designed for UK SMEs. From sole traders to growing businesses with 50+ staff.
No credit card required · All features included · Cancel anytime
Designed for UK Tax & Payroll Reporting Requirements
PluralBooks supports UK compliance workflows and reporting, helping you stay aligned with HMRC requirements.
MTD VAT — Making Tax Digital
Prepare MTD-ready VAT returns with box-by-box breakdown and full audit trail. Supports standard, flat-rate, and cash accounting schemes. Export-ready for HMRC submission.
PAYE & Payroll-Aligned Accounting
Payroll-aligned accounting with PAYE journal support, statutory pay calculations (SSP, SMP, SPP), and pension auto-enrolment tracking. Integrates directly with your chart of accounts.
CIS — Construction Industry Scheme
Track subcontractor verification tracking (store status/number), CIS300-ready monthly summaries and deduction statements (export automation evolving), and gross payment status for contractors in the UK.
Corporation Tax & Year-End
Period locking, year-end close wizard, accruals & prepayments, and trial balance export ready for your accountant or CT600 filing.
MTD VAT Workflows in Detail
PluralBooks automatically maps every transaction to the correct VAT box (1–9) based on the tax code you assign at line level. At period-end, you get a full MTD-ready return with supporting detail — ready to review, adjust, and export for submission.
- Automatic VAT box mapping (Boxes 1–9)
- Standard, flat-rate, and cash accounting
- Partial exemption tracking
- Import VAT (PVA) for post-Brexit purchases
- Reverse charge VAT for construction (CIS)
- Full audit trail per VAT period
CIS Made Simple for UK Contractors
The Construction Industry Scheme (CIS) adds a layer of complexity to UK contractor accounting. PluralBooks supports subcontractor management, CIS300-ready monthly summaries and deduction tracking — so you spend less time on compliance and more time on site.
- Subcontractor verification tracking (store status/number)
- CIS300-ready monthly summaries and deduction statements (export automation evolving)
- Gross, standard, and higher rate deduction support
- Deduction statements for subcontractors
- Reverse charge VAT for CIS supplies
- Job costing and project profitability reports
- Retention tracking for WIP contracts
Reverse Charge VAT (CIS)
Since March 2021, most construction services between VAT-registered businesses must use domestic reverse charge VAT. PluralBooks handles this automatically when you apply the CIS VAT code — no manual journal required.
Job Costing & WIP Tracking
Allocate costs to projects by material, labour, subcontract, and overhead. Track work-in-progress (WIP) against budgets and bill clients accurately when milestones are reached.
Payroll-Aligned Accounting for UK Businesses
PluralBooks keeps your books in sync with payroll — without requiring a separate payroll system for basic PAYE accounting.
PAYE Journal Integration
Post payroll runs directly to your chart of accounts. Wages, employer NI, employee NI, and pension contributions all land in the right place automatically.
Statutory Pay Tracking
Calculate and record Statutory Sick Pay (SSP), Statutory Maternity Pay (SMP), and Statutory Paternity Pay (SPP) within your payroll accounting workflows.
Pension Auto-Enrolment
Track pension contributions per employee, calculate employer and employee amounts, and post to the correct pension liability accounts for audit and year-end.
Note on Payroll-Aligned Workflows: PluralBooks provides integrated payroll with statutory schedule exports and journal support. Full automated RTI submission to HMRC is on the product roadmap. Many businesses pair PluralBooks with a dedicated payroll tool (e.g. Brightpay, HMRC Basic PAYE Tools) and post payroll journals to PluralBooks for accounting.
Get Paid Faster with Online Invoicing
Send invoices with a payment link your UK customers can pay online — by card, bank transfer, or open banking. Automated reminders reduce overdue accounts without awkward phone calls.
- Customer self-service invoice portal
- Online card payments & open banking
- Part-payments and payment plans
- Automated dunning & reminders
- Instant payment confirmation & receipt
- Reconciles automatically to your accounts
Built for UK Industries
Pre-configured templates with UK-specific chart of accounts, tax codes, and reporting for your sector
Construction
CIS returns, sub-contractor payments, job costing
Schools & Academies
Term fees, DfE reporting, restricted funds
Retail
MTD VAT, inventory, multi-location stock
Professional Services
Project billing, time tracking, expense management
Healthcare
Healthcare billing workflows and regulatory reporting support
Hospitality
Hospitality payroll reporting support, including service charge tracking
Manage All Your UK Clients in One Console
PluralBooks gives accountants and bookkeepers a multi-client dashboard to manage all their UK clients from one login. Deploy UK country packs with a single click, run MTD VAT across clients, and keep your entire book of business organised.
- Multi-client management console — switch between clients instantly
- One-click UK country pack deployment (MTD, CIS tracking, PAYE templates)
- Shared chart of accounts templates per industry
- Bulk VAT return preparation and CIS tracking across clients
- Invite clients to their own workspace
- Audit-grade ledger with full journal drill-down
UK Country Pack — Pre-Built
MTD VAT codes, PAYE chart of accounts, CIS supplier types, and standard UK reporting — deployed automatically on signup.
How does PluralBooks compare?
See how PluralBooks stacks up against the leading UK accounting platforms.
Switching from QuickBooks or Xero?
Import CSV exports from QuickBooks, Xero, and Sage with pre-built mapping templates. Migrate customers, invoices, and COA in minutes.
Frequently Asked Questions
Is PluralBooks MTD-ready for UK VAT?
Yes. PluralBooks prepares MTD-ready VAT returns with standard, flat-rate, and cash accounting schemes and a full audit trail for every box. VAT data is export-ready and aligned to HMRC Making Tax Digital requirements. Direct API submission support is on the roadmap.
Does PluralBooks support UK payroll (PAYE)?
PluralBooks provides payroll-aligned accounting with statutory pay tracking (SSP, SMP, SPP), pension auto-enrolment calculations, and payroll journal integration. Export-ready compliance reporting and full RTI automation are on the roadmap.
Does PluralBooks support CIS for construction businesses?
PluralBooks supports CIS subcontractor tracking, deduction statements, and CIS300-ready monthly summaries. Export automation is evolving.
Can I migrate from QuickBooks or Xero to PluralBooks?
Yes. PluralBooks includes CSV import templates and preset field mappings for QuickBooks, Xero, and Sage exports — covering customers, invoices, bills, and chart of accounts. Most businesses complete migration in under a day.
Does PluralBooks support grants for UK charities and schools?
Yes. PluralBooks includes restricted fund tracking and grant claim workflows suitable for UK academies, charities, and publicly funded organisations.
Can my accountant access PluralBooks on my behalf?
Yes. You can invite your accountant as a user with Accountant or Admin role. They can also manage you from their own multi-client console if they use PluralBooks for Practice.
Is there a free trial for UK users?
Yes. All UK users get a 60-day free trial with every feature enabled, including the full UK country pack with MTD VAT codes, CIS support, and PAYE templates. No credit card required.
Does PluralBooks support bank reconciliation for UK banks?
Yes. Import bank statements via CSV from any UK bank (Barclays, HSBC, NatWest, Lloyds, Monzo, Starling, etc.) and PluralBooks will auto-match transactions to invoices and bills using smart matching rules.