Accounting & Payroll
Built for Nigeria
FIRS VAT, WHT schedules, PAYE-aligned accounting, and full double-entry bookkeeping — built for how Nigerian businesses actually operate. Multi-currency NGN/USD, Naira-denominated invoicing, and FIRS-aligned reporting.
No credit card required · All features included · Cancel anytime
Aligned with Nigerian Tax Reporting Requirements
Stay aligned with FIRS, state tax authorities, and pension regulators. PluralBooks handles the calculations and schedule preparation — you focus on growing your business.
FIRS VAT — Federal Inland Revenue Service
Generate VAT-compliant invoices at 7.5% standard rate, prepare monthly VAT return schedules, and track input/output tax for remittance. Supports FIRS invoice numbering format.
WHT — Withholding Tax
Automatic WHT deduction calculations on supplier invoices by type (services, contracts, rent, dividends). Generate WHT credit certificates and annual schedules per vendor with TIN/RC tracking.
PAYE — Pay As You Earn (LIRS/SIRS)
Payroll-aligned accounting with Nigerian PAYE tax banding, pension (PFA) contribution calculations (8%/10%), NHF, and monthly schedule generation for state tax authorities.
CIT — Companies Income Tax
Year-end reporting, deferred tax, minimum tax calculations, and trial balance export ready for your tax consultant's CIT filing. Tertiary Education Tax (TET) support included.
WHT Workflows in Detail
Withholding Tax is one of the most operationally intensive aspects of Nigerian business finance. PluralBooks automates the deduction calculation at invoice level and generates credit certificates and annual schedules you can submit to FIRS or present to vendors.
- WHT rates by transaction type (5% services, 10% contracts, etc.)
- Automatic deduction calculation at bill entry
- WHT credit certificate generation per vendor
- Annual WHT schedule export per vendor/TIN
- RC number and TIN tracking on all suppliers
- Net payable calculation after WHT deduction
Nigeria Payroll with PAYE & Pension Schedules — Built for SMEs
Run monthly payroll with automatic PAYE calculation, pension contributions, and journal posting — fully integrated into your accounting.
PluralBooks Nigeria payroll includes:
- Employee salary management
- PAYE calculation using configured tax bands
- Pension (employee & employer) contributions
- Optional NHF tracking
- Payslip generation (PDF)
- State-ready PAYE schedule exports
- Pension remittance schedule exports
- Bank-ready bulk salary payment file
- Automatic posting to your General Ledger
State Tax Authority Support
Generate monthly PAYE schedules formatted for LIRS (Lagos), SIRS (Rivers), KWIRS, and other state internal revenue services.
Pension (PFA) Compliance
Track RSA PIN numbers, employer and employee PFA contributions, and generate monthly remittance schedules for pension fund administrators.
Multi-Currency Payroll
Pay staff in NGN with USD/GBP-equivalent calculations where needed. FX gains/losses on foreign payroll tracked automatically.
Get Paid Faster — Even in Nigeria
Send invoices with a Paystack or bank transfer link your customers can pay immediately. Reduce collections time, automate reminders, and reconcile payments automatically. Works with NGN, USD, and GBP.
- Customer self-service invoice & statement portal
- Paystack integration for card & bank payments
- Part-payments and instalment plans
- Automated payment reminders (email)
- FIRS-aligned receipt generation
- Auto-reconciles to your accounts in real time
Built for Nigerian Industries
Pre-configured with Nigerian chart of accounts, FIRS tax codes, and sector-specific reporting for your business type
Market Trading & Retail
Onitsha, Balogun, Lagos Island — multi-currency, inventory, instant invoicing
Construction
Retention tracking, subcontract management, WHT on payments
Schools
Term fees, student billing, FIRS VAT exemptions
Healthcare
HMO invoicing, NHIS compliance, staff payroll
Professional Services
WHT certificate tracking, project billing, multi-entity
Distribution & FMCG
Stock management, trade debtors, VAT invoice compliance
Manage All Your Nigerian Clients in One Console
PluralBooks gives Nigerian accountants and tax consultants a multi-client dashboard to manage all clients from a single login. Deploy the Nigeria country pack instantly, prepare WHT schedules and VAT returns across clients, and keep every book of business organised.
- Multi-client management console — instant client switching
- One-click Nigeria country pack (FIRS VAT, WHT, PAYE templates)
- WHT certificate generation and annual schedule export
- Bulk FIRS VAT return preparation across clients
- Invite clients to collaborate in their own workspace
- Full journal drill-down and audit trail
Nigeria Country Pack — Pre-Built
FIRS VAT codes, WHT type mapping, PAYE tax banding, pension PFA chart of accounts, and standard Nigerian reports — deployed automatically on signup.
How does PluralBooks compare?
See how PluralBooks stacks up against international accounting platforms used in Nigeria.
Switching from QuickBooks or Sage?
Import CSV exports with pre-built mapping templates. Migrate customers, invoices, and COA in minutes.
Frequently Asked Questions
Does PluralBooks support FIRS VAT for Nigerian businesses?
Yes. PluralBooks generates FIRS-aligned VAT invoices at 7.5%, prepares monthly VAT return schedules, and tracks input/output tax for remittance to FIRS.
Can PluralBooks handle Withholding Tax (WHT) for all vendor types?
Yes. PluralBooks calculates WHT deductions on vendor invoices by type (services, contracts, rent, dividends), generates WHT credit certificates, and produces annual WHT schedules per vendor.
Does PluralBooks support PAYE payroll for Nigerian staff?
PluralBooks provides integrated payroll with statutory schedule exports for state tax authorities, including PAYE calculations, pension contributions, and export-ready compliance packs. Expanded automation features are on the roadmap.
Can I invoice in both Naira (NGN) and USD?
Yes. PluralBooks supports multi-currency including NGN, USD, GBP, and EUR. You can invoice in any currency, lock FX rates, and track FX gains and losses automatically.
Does PluralBooks integrate with Nigerian payment gateways?
Yes. PluralBooks integrates with Paystack for card payments, bank transfers, and USSD payments in NGN. Customers can pay invoices online directly from the Customer Portal.
Can my Nigerian tax consultant manage my account in PluralBooks?
Yes. You can invite your accountant or tax consultant as a user. They can also manage you from their multi-client accountant console if they use PluralBooks.
Is PluralBooks suitable for multi-entity Nigerian businesses?
Yes. Each entity gets its own PluralBooks tenant with isolated books. An accountant or finance director can switch between entities from one login.
Is there a free trial for Nigerian businesses?
Yes. All users get a 60-day free trial with every feature enabled, including the full Nigeria country pack (FIRS VAT, WHT, PAYE). No credit card required.